Holiday and Travel Insurance

Personal Accident

£20,000

In the event of Accidental Death £10,000; or Permanent Disablement: £20,000.

Medical and Emergency Expenses

£5million

Expenses incurred as a result of injury or illness and other expenses consequent upon the use of the Emergency Service, accommodation and additional travel costs incurred by you, a relative/friend required to travel and/or remain with you as a result of your death, serious injury or serious illness. In the event of death, charges for the burial or cremation abroad or the cost of transport of body or ashes to the United Kingdom, up to £5,000.

Additional Hospital Benefit

£600

£15 for each complete 24 hours in hospital.

Loss of Deposit or Cancellation

£3,000

In the event of your death, injury, illness or pregnancy or of any person travelling with you; death, serious injury or serious illness of a close relative or close business associate; jury service, attendance as a witness, compulsory quarantine, redundancy under the Redundancy Act(s), fire theft storm or flood at your home when requested to remain by the Fire/Police Authorities.

Curtailment

£3,000

Proportional return of the cost of the holiday or journey and additional travelling expenses following curtailment by return to the United Kingdom necessitated by: (i) your death, serious injury or serious illness or of any person with whom you are travelling or of a close relative or close business associate; (ii) due to fire theft storm or flood at your home when requested to return by the Fire/Police Authorities.

Delay Departure

£3,000

If your departure is delayed for at least twelve hours due to strike/industrial action, adverse weather conditions or mechanical breakdown of the aircraft, train or sea vessel, the Company will pay either: (a) £20 for the first full twelve hours delay and £10 for each full twelve hours delay thereafter up to £100; or (b) Contracted holiday/travel costs following cancellation of the holiday/journey up to £3,000.

Personal Luggage including Money and Valuables

£2,000

In the event of loss, theft or damage to: (i) Clothing and personal effects. Suitcases, including wheelchairs and pushchairs; (ii) Personal Money; (iii) Valuables (jewellery, furs, watches, articles made of or containing previous metals or stones, mobile telephones, sports equipment, musical instruments, binoculars, electronic games, audio, video, photographic or computer equipment including any ancillary equipment or accessories. Limits: (i) Money £500 Cash limited to £250; (ii) Valuables £300; (iii) Personal Luggage, Clothing and Personal Effects £1,200; (iv) any one article or pair or set of articles £250.

Delayed Luggage

£100

If luggage is lost for longer than twelve hours on the outward journey the Company will pay up to £100 for the purchase of essential items of clothing or requisites.

Missed Departure

Europe £400
Worldwide £800

Additional accommodation and travelling expenses incurred as a result of (i) strike, mechanical breakdown or adverse weather, causing interruption of scheduled public transport services; (ii) accident or mechanical failure of your vehicle causing you to arrive at an international point of departure in the United Kingdom too late to catch the aircraft/sea vessel.

Loss of Passport

£250

Additional travel and accommodation expenses incurred abroad in obtaining a replacement passport.

Personal Liability

£2million

The cost of claims being made against you as a private individual for bodily injury, illness or disease to any person or loss or damage to their property; your liability for damage to a rented holiday home but excluding the first £100 for each claim.

Legal Expenses

£25,000

Costs and expenses incurred to pursue a claim for compensation and/or damage following personal injury or death excluding claims against an Insurer.

Ski Pack (Optional)

£250

If you are taken ill or injured during your holiday and you are unable to continue skiing we will provide a proportionate refund of the cost of your ski pack provided that no other refund is available.

Ski Hire (Optional)

£255

If you lose or damage your own skis during the holiday we will reimburse you the cost of the hire of the equivalent items for the remaining period of the holiday up to £15 per day.